2023年10月16日•5分钟
文章内容
近50,000 people reported losing a total of over $1 billion in crypto 诈骗 in 2022 – with the real figures likely much higher, as these numbers only represent reported crypto crimes.1
Because crypto is a new type of currency and not well understood — and because it’s quick to transfer and hide — it presents a unique risk to consumers and is especially attractive to 骗局mers.
The good news is that you can protect yourself by learning about the 5 most common variations of crypto 诈骗.
And if you already own crypto, understanding 诈骗短信 — also known as “smishing” — can also help keep you safe from inadvertently divulging your private crypto wallet keys or other information that could lead to your crypto being stolen.
“Incredible” investment opportunities are perhaps the most common crypto 骗局, and they play on your fear of missing out, 以及快速致富的欲望.
In many cases, 骗局mers will create legitimate-looking websites. These can be used to steal your personal information, or your cash. 有时, sophisticated 骗局mers will also do monthslong or yearslong 诈骗, and may even initially pay you money that is “profit” from your investment – before eventually disappearing with all your cash.
底线? If it sounds too good to be true, it is.
This 骗局 is a variation on what’s been done in the stock market for decades: a person or group convinces others to invest into a particular crypto coin, often through posts on 社交媒体. Once the crypto price is driven up sufficiently, all the 骗局mers simultaneously cash out – leaving you with a worthless investment (or an investment worth much less than what you paid in).
In this variation of crypto 诈骗, 骗局mers send out messages claiming they have embarrassing personal information, 照片, 或者你的视频. They typically threaten to make this information public unless you send them crypto right away.
If you ever receive a message like this, the likelihood is that you’re not being personally targeted – it’s the identical message that’s been sent out to thousands of other people, who have never had any contact with the criminals. 你应该 report this type of message to the FBI.
工作诈骗 有很多品种. 在这个版本中, 骗局mers create fake job listings or send unsolicited job offers, 包括通过电子邮件, 社交媒体, 合法的求职网站.
The nonexistent “jobs” are often in the crypto field, including things like crypto mining, 招募加密货币投资者, or receiving cash in return for crypto. You may be asked to make a payment in crypto to get started. 或者骗子可能会给你发送加密货币, make a deposit to your bank account, or send you a check — and then ask you to send them cash or crypto back. 他们的转移, crypto or check will turn out to be worthless, leaving you on the hook for the cash or crypto you sent them.
Similar to peer-to-peer payment apps and wire transfers, crypto is a very quick way to transfer money – and it’s especially easy to hide once it’s gone.
That’s why crypto is attractive to romance 骗局mers as a payment method. 在这个骗局中, someone pretends to become your love interest online, usually by appealing to a shared interest or some need or want they perceive you have. They are often willing to spend months or even a year building up your “relationship.”
Once you trust your online friend, they’ll ask for crypto to pay for an “emergency” or ask you to invest crypto with them. In the end, your money as well as your relationship will disappear.
We’ve all had that feeling—do I click on that? 谁在呼唤我? Learn what is phishing, how does it work, and how to identify and avoid phishing 诈骗.
不要被骗子骗了. Look for these warning signs to identify a possible 骗局 and protect yourself!
If you’ve been affected by an online 骗局, it’s important to notify your bank and government agencies that track and investigate these crimes. Follow these steps to recover from the fraud.
1 Federal Trade Commission, “Reports show 骗局mers cashing in on crypto craze,” published June 3, 2022
